Terms & Conditions

Lifeguard Finance Solutions
By using our services, you agree to the following terms and conditions:

1. Services
   We provide financial services including:
   Return filing
   Life insurance
   Car insurance
   Mentorship programs
2. Payment Terms
   All service charges must be paid in advance or as agreed.
   Fees once paid are non-refundable unless stated otherwise.
3. Client Responsibility
   Clients must provide accurate and complete information.
   We are not responsible for issues caused due to incorrect details provided by the client.
4. Service Delivery
   We aim to provide timely and accurate services.
   However, timelines may vary depending on documentation and external processes.
5. Limitation of Liability
   We are not liable for any financial loss due to market risks, policy terms, or government changes.
6. Third-Party Services
   Insurance and other services may be provided through third-party companies.
   We are not responsible for their policies, approvals, or claim processes.
7. Mentorship Program
   Mentorship is for guidance and support only.
   Income or results are not guaranteed and depend on individual effort.
8. Termination
   We reserve the right to refuse or terminate services in case of misuse or non-compliance.
9. Changes to Terms
   We may update these terms anytime without prior notice.
10. Acceptance
    By using our services, you agree to these terms and conditions.